Home Insurance Claims Lawyer Berkshire County MA
Homeowners Insurance Claims Attorney in Great Barrington Fighting for Your Compensation. No Win, No Fee. Call (413) 429-6400 for a FREE Consultation.
Can You Sue a Homeowner for an Injury in Massachusetts?
Yes, you can! If you’ve been hurt because of unsafe property conditions, a dog bite, or negligence, you may be able to file a homeowner’s insurance claim. Common examples include:
- Dog bites (Massachusetts has strict liability for dog owners)
- Slip and fall accidents (wet floors, icy steps, broken stairs)
- Recreational injuries (swimming pools, trampolines, golf clubs)
- Negligent supervision (children injured at a neighbor’s house)
Wondering if your injury qualifies? Call or email Scott Sanes today for a FREE consultation at (413) 429-6400 or scott@scottsaneslaw.com.
Most homeowners have insurance for claims like these. If a homeowner’s neglect caused you to suffer a broken bone, head trauma, dog bite, or a life-altering injury such as a neck, back, hip, knee, ankle or traumatic brain injury, you are entitled to be fully compensated by the Homeowner’s insurance for pain, suffering, impairment, disfigurement, medical bills, and lost wages.

How much is a homeowner’s insurance injury settlement in Massachusetts?
Settlements vary widely based on injury severity. Here are examples of results Scott Sanes has achieved for clients:
- Dog bite attack – $500,000 settlement: A woman scarred for life by a pit bull attack received full compensation for physical and emotional trauma.
- Negligent supervision – $100,000 settlement for child’s eye injury: A boy struck in the eye during unsafe play recovered damages under a homeowner’s policy.
- Slip and fall – $225,000 settlement: A client fractured her ankle after slipping on algae at a lakeside rental property. Compensation covered her pain, impairment, and medical expenses.
Read through our client reviews.
See if you have a case → Free Consultation. Call us at (413) 429-6400.
The Process for Suing Homeowner’s Insurance
When should I file an insurance claim?
The moment you’re injured, the homeowner’s insurance carrier begins building a defense. They may argue the hazard was “open and obvious” or that you were careless. That’s why contacting an experienced personal injury attorney right away is critical.
Homeowner’s insurance may cover injuries caused by:
- Dangerous conditions (ice, broken railings, loose steps)
- Dog attacks
- Serving alcohol to a minor or visibly intoxicated guests (Watch this!)
- Injuries caused by children or guests
- Negligence that leads to assault or injury
Don’t wait—contact us today before evidence disappears. Call (413) 429-6400 for a FREE consultation today. Or send us an email.
What does the claims process look like?
Wondering what a personal injury attorney actually does for you? The insurance claims lawyer representing you should:
- provide a free consultation – we receive no compensation unless the case is won
- be available to answer questions or concerns within 24 hours
- investigate the incident
- collect evidence such as photos of the accident site and injury
- gather statements from witnesses
- deal with the insurance company
- hire experts as necessary, and
- aggressively represent YOU
Your lawyer will then negotiate a settlement with the insurance company. Almost all homeowner’s insurance claims cases are resolved out of court through mediation. If the case does move to trial, you need an experienced insurance claims lawyer to represent you.
Without a lawyer, the insurance company has no threat that they will be defending a lawsuit. Make sure that the playing field is level! Access prompt representation by a qualified trial lawyer.
What injuries can the homeowner’s insurance cover?
Injuries that happen on a homeowner’s property may affect you for only a short period of time or those injuries can cause permanent disfigurement and a lifetime of physical and emotional distress. We have won claims against homeowner’s insurance for clients who have suffered these injuries:
- Infected wounds from dog bites (learn more here)
- Nerve damage
- Head trauma
- Eye injuries
- Bone fractures, such as broken ankles, legs, wrists and arms
- Back injuries, such as herniated discs
- Neck injuries
- Ligament tears to the shoulders
- Knee injuries
- Death

Watch this YouTube video about the physical and emotional impact of a dog bite on a three-year old
Why Choose the Law Offices of Scott A. Sanes?
- Scott Sanes specializes in homeowner’s insurance claims cases and has represented injured individuals since 1982.
- Scott Sanes is the only lawyer in Berkshire County with significant and successful experience in Voir Dire, the process of questioning potential jurors and witnesses to determine if they are fit to serve on a jury.
- Proven track record of success in Massachusetts and in Texas.
- Scott has handled claims all over Berkshire County and adjacent counties.
- Deep understanding of Massachusetts law.
- The best communication—Scott always responds to calls, emails and texts within 24 hours and often much faster.
Contact a Homeowner’s Insurance Claims Lawyer with Deep Experience
Have you been injured on a homeowner’s property? The sooner you retain an experienced insurance claims lawyer serving Berkshire County, Massachusetts the better chance you have to receive a settlement to compensate you for your injuries. Contact the Law Offices of Scott A. Sanes for a free consultation. Call (413) 429-6400 or contact us online. No win, no fee!

Frequently Asked Questions (FAQ) About Personal Injuries Sustained on a Homeowner’s Property
Can I sue if a homeowner’s dog bites me?
Absolutely. Massachusetts law holds dog owners strictly liable if their pet causes injury, regardless of whether the dog had a history of aggression.
How do I file a claim?
For any serious injury caused by the neglect of a homeowner, it is essential to have a lawyer with specialty in homeowner’s insurance claims to make the claim on your behalf. However, if there is a minor injury, if you can obtain the homeowner’s information, you can simply notify the insurance company yourself.
What if my claim is denied?
Typically, insurance companies will deny or work to diminish the value of your injury claim. An insurance company will usually evaluate economic damages only and not offer compensation for your physical pain, mental anguish or impairment. If they deny the claim or make a low offer of settlement, your lawyer will pursue litigation. Therefore, if the injury is serious, it is essential to hire an experienced litigator to obtain maximum value for your damages beyond just medical bills and loss of earnings.
How much does a lawyer cost?
As in all personal injury claims, a lawyer is paid a contingent fee at the end of the case. You pay a portion of the settlement or judgment at an agreed percentage, but you are never charged in advance or if the claim is unsuccessful.
How do I find a good homeowner insurance claims lawyer?
Asking friends and family is always a start to finding an attorney and an internet search can help you assess the available lawyers in your area. However, experience is the single most important qualification for an attorney in a claim against a homeowner’s insurance company. If the lawyer has been through the claim stage and jury trial on numerous occasions, the insurance companies know it and will take the claim far more seriously.
What are the negatives of making a house insurance claim?
Some people are reluctant to bring a claim against friends or family who own the house where you were injured. However, that is the exact reason that a homeowner has insurance. Your claim against an insurance company is just that, paid by the insurance company, not the friend or family member.
How long will it take for my insurance claim to be settled?
This is a complicated question. The more serious your injury, the longer the claim will take because if it is serious, it will usually require litigation. Claims can be settled in a matter of weeks on sprains and strains, but take months or even years if it requires a jury trial to receive full and fair justice.
Our Law Office Is in Great Barrington
Law Offices Of Scott A. Sanes
785 Main St, Great Barrington, MA 01230
(413) 429-6400